---
title: "Chapter 7: The Connecticut Bankruptcy Debt Killer"
description: Attorney Weber brings the power of debt relief to his clients.  Tens of thousands of dollars of unsecured debt can be eliminated through bankruptcy.
---

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# Chapter 7 Bankruptcy in Connecticut

A bankruptcy case filed under chapter 7 of the bankruptcy code, which is also known as the liquidation bankruptcy, contemplates an orderly, court-supervised procedure by which a trustee takes over the assets of the debtor’s estate, converts them to cash, and makes distributions to creditors, subject to the debtor’s right to retain certain exempt property and the rights of secured creditors. The majority of cases filed under chapter 7 are commonly referred to as “no-asset cases.”  This means that all of the property in the bankruptcy estate is exempt from liquidation and the debtor retains ownership over all of his or her property.  While in most chapter 7 cases, the debtor retains all of their property, in a case where the property of the bankruptcy estate exceeds in value the amount exempt from liquidation, the bankruptcy trustee will convert the excess property to cash and distribute it to creditors.  A creditor holding an unsecured claim will get a distribution from the bankruptcy estate only if the case is an asset case and the creditor files a proof of claim with the bankruptcy court.

In most chapter 7 cases, if the debtor is an individual, he or she receives a discharge that releases him or her from personal liability for certain dischargeable debts. The debtor normally receives a discharge just a few months after the petition is filed.

Amendments to the Bankruptcy Code enacted in to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 require the application of a “means test” to determine whether individual consumer debtors qualify for relief under chapter 7. If such a debtor’s income is in excess of certain thresholds, the debtor may not be eligible for chapter 7 relief.

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We are a debt relief law firm in Stamford, CT. We help people file for bankruptcy relief under the Bankruptcy Code.

#### Contact Info

Law Office of George H. Weber, LLC  
2001 West Main Street, Suite 230  
Stamford, CT  06902

Phone: (203) 653-5133    Fax: (203) 842-3901

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**Disclaimer:** The information contained herein is provided for general information purposes only and is not intended to convey a legal opinion nor legal advice for any particular case or situation.

This information does not represent a complete discussion of all the issues relating to the area of consumer bankruptcy. Do not rely on the information contained in this web site. Since every individual's factual situation is different, independent legal advice regarding specific situations from a licensed attorney is advisable.

Our attorneys are licensed to practice law only in Connecticut, therefore the information contained in this site may not be accurate for persons located outside of Connecticut.

Nothing in this web site shall create an attorney-client relationship. Nothing sent to this law office via e-mail shall constitute an attorney-client relationship. Nothing contained in this web site shall be construed to be a guarantee or prediction of result.