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(203) 653-5133
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Unable to pay your bills?

Many people, at one time in their life or another, face obstacles in their life that leave them unable to meet their financial commitments.  While these times are very stressful and scary for most people, options are available to help resolve these problems, and allow people to move on with their lives.

Common events include, though are certainly not limited to:
Job loss  |  Divorce  |  Medical illness
Taking care of an aging parent
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Receiving harassing phone calls from debt collectors?

The first step to a resolution is to understand your problem.  If you are unable to pay your bills, what type of bills do you have?  Are you unable to pay your credit card bills, your taxes, your car loans, or even your mortgage?  If you can’t pay, what options are available for each creditor to take money or property from you to satisfy the debt.

Common events include, though are certainly not limited to:
Wage garnishment  |  Bank account attachment
Car repossession  |  Foreclosure

Debt Relief Options

The next step is to develop a plan to prevent or stop these collection actions, so you can meet your most basic financial needs and move on with your life.  There are several options to consider when creditors become aggressive. Can you negotiate an affordable payment plan or debt settlement? Do you want to take on additional debt to service current debt? Is it wise to use your retirement funds to pay your debt? Is bankruptcy an appropriate solution to my debt problems?

What is a bankruptcy?

Bankruptcy is a process in which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. For the most part, bankruptcies can be divided into two types -- liquidation and reorganization.

BANKRUPTCY CAN:

  • Stop wage garnishment
  • Stop a bank account attachment
  • In certain situations, help you recover money that has been taken from you.
  • Stop a car repossession
  • In certain situations, help you recover a vehicle that has already been repossessed
  • Stop an imminent foreclosure

Chapter 7CHAPTER 7 BANKRUPTCY

A bankruptcy case filed under chapter 7 of the bankruptcy code, which is also known as the liquidation bankruptcy, contemplates an orderly, court-supervised procedure by which a trustee takes over the assets of the debtor’s estate, converts them to cash, and makes distributions to creditors, subject to the debtor’s right to retain certain exempt property and the rights of secured creditors.  READ MORE

Chapter 13CHAPTER 13 BANKRUPTCY

Chapter 13 Bankruptcy in Connecticut Chapter 13, entitled Adjustment of Debts of an Individual With Regular Income, is designed for an individual debtor who has a regular source of income. Chapter 13 is occasionally preferable to chapter 7 because it enables the debtor to keep a valuable asset, such as a house, and because it allows the debtor to propose a “plan” to repay creditors over time – usually three to five years. READ MORE

How We Can Help

We offer a no obligation, free consultation to review your debt situation and your various options for handling your debt so that you can move forward with you financial life.  If bankruptcy relief is your best option, we can help guide you through that process.  If bankruptcy is not your best option and our law firm cannot help you directly, we will do our best to assist you in finding the appropriate resources necessary to help you to reach your financial goals.

Why We Can Help You

At the Law Office of George H. Weber, LLC you’ll find the compassionate legal assistance you need to make a fresh start.  We have helped hundreds of clients eliminate debt and restart their financial lives.  We take the time to listen to you so that we accurately understand your goals.  We value our clients.  It is a privilege to earn your trust and help you resolve your debt problems.  

Call today for a consultation: (203) 653-5133

George Weber is completely knowledgeable and extremely detailed oriented. If you ever find yourself needing his services have faith you will be well taken care of. One particular part of working with George that I noticed. When in front of the Judge other attorneys were told information not correct or missing. My case was presented and very little clarification was needed, so I was on my way with no need to return another day. I can confidently recommend him!

-Jeff Gagliardo

  • January 1, 2016
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Going through a bankruptcy is an emotionally draining and frightening experience, which is why I chose George Weber to represent me. He was extremely knowledgeable, walked me through the process every step of the way (with great patience, I might add) because I called him constantly with questions I forgot to ask him the last time. Trustworthy, empathetic and responsive he brought my case to a successful close. I highly recommend him.

-Deborah Stone

  • July 17, 2015
  • Google+

Mr. Weber was professional and considerate. He made everything clear and was open to my situation without judgement. He just focused on the best course of action for me.

-MICHELLE NOKOMIS

  • July 7, 2018
  • Google+

Bankruptcy FAQs

What is Bankruptcy?

Bankruptcy is a legal process which allows an individual or a business to eliminate or restructure many, if not all, of their debts. All bankruptcy cases are handled in a federal court. Filing bankruptcy can put an immediate stop to creditors seeking to collect a debt.  When a bankruptcy court orders that your debts be discharged, your legal obligation to pay most, if not all, of your debts is extinguished.

Will I lose all my property if I file for bankruptcy?

No. Very few people lose any of their property due to filing for bankruptcy. If you file your bankruptcy case under chapter 7 of the bankruptcy code, your bankruptcy attorney should be able to tell you if you are likely to lose any property.  Although chapter 7 is sometimes called the “liquidation bankruptcy,” you may find that much of your property is protected from liquidation in a chapter 7 bankruptcy case.  

In a chapter 7 case, when a debtor initiates a bankruptcy case, a chapter 7 bankruptcy estate is created. The estate is managed by a court-appointed bankruptcy trustee, who attempts to recover property from the debtor, sell the property,  and then distribute the proceeds to creditors.  Fortunately for the debtor, the Bankruptcy Code allows the debtor to protect a certain amount of property from liquidation.  These protections are called "exemptions" and vary from from state to state.  In Connecticut, you will have to decide which exemptions to claim to adequately protect you property.  Your attorney can advise you on how to claim the exemptions in your particular bankruptcy case.

If you file your case under chapter 13 of the bankruptcy code, you can keep all your property.  There is no liquidation of assets in a chapter 13 bankruptcy case.  Instead, you must make either 36 or 60 monthly payments to the Connecticut chapter 13 trustee.  It will be your responsibility to propose a chapter 13 plan to the court, and this can be very complicated.  One of the requirements for chapter 13 plans is that creditors receive at least as much in the chapter 7 as they would have received if you filed for bankruptcy under chapter 7.  An experienced bankruptcy attorney can help you through this process. 
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We are a debt relief law firm in Stamford, CT. We help people file for bankruptcy relief under the Bankruptcy Code.

Contact Info

Law Office of George H. Weber, LLC
2001 West Main Street, Suite 230
Stamford, CT  06902

Phone: (203) 653-5133    Fax: (203) 842-3901
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Disclaimer: The information contained herein is provided for general information purposes only and is not intended to convey a legal opinion nor legal advice for any particular case or situation.

This information does not represent a complete discussion of all the issues relating to the area of consumer bankruptcy. Do not rely on the information contained in this web site. Since every individual's factual situation is different, independent legal advice regarding specific situations from a licensed attorney is advisable.

Our attorneys are licensed to practice law only in Connecticut, therefore the information contained in this site may not be accurate for persons located outside of Connecticut.

Nothing in this web site shall create an attorney-client relationship. Nothing sent to this law office via e-mail shall constitute an attorney-client relationship. Nothing contained in this web site shall be construed to be a guarantee or prediction of result.
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